Underwriting Representative- Standard Accounts South Team

Underwriting Representative
– Standard Accounts South Team

Encova Insurance, formerly Motorists Insurance and BrickStreet Insurance has an immediate opening for a Underwriting Representative.

This role will report to Vice President and Business Director of Standard Accounts South Team and work ultimately work full time in the Charleston, WV office.

The Underwriting Representative within designated authority utilizes basic underwriting techniques to evaluate and price new business and renewal applications in order to determine acceptability in accordance with corporate guidelines and standards.

The Underwriting Representative will also process endorsements, audits and other policy transactions and refers them to a staff member with a higher authority level when appropriate.

This position’s objective is to support the team goals of writing profitable new business and retaining profitable renewals.

Education and Experience:

• High school diploma required. 
• Two years full-time or equivalent part-time experience in a professional business or insurance environment required.
• Two years of successful college matriculation (minimum of 48 hours) preferred. 
• Bachelor’s Degree from an accredited college or university is preferred and may substitute for experience.
• Preference may be shown to applicants who have previous workers’ compensation underwriting experience.
• If applicable, Property and Casualty Producer’s License must be obtained within 3 months of hire date.

The items listed are essential functions of the position unless otherwise stated

Position Responsibilities:

• Perform routine selection, evaluation, and pricing of the least complex risks, following established procedures.
• Review basic new and renewal business requests and determines acceptability, using appropriate Encova, NCCI, state specific and industry rules, policies, procedures, guidelines, etc.
• Perform new business set-up and rating, including obtaining additional information needed to develop a new business quote and/or proposal.
• Issue and assemble policies.

  Effectively utilizes NCCI rules and guidance to ensure proper policy construction.

• Process endorsements, cancellations, declinations, and reissues of policies, following appropriate rules, policies, procedures and guidelines.
• Field routine agency service requests, referring more complex issues to the team’s mentoring underwriter and/or Business Director.
• Ensure accurate and timely servicing of accounts.
• Non-essential function: may provide assistance and/or training to others.
• Non-essential function: other duties as assigned.

Skill Requirements:

• Critical thinking: Ability to assess an individual situation and select applicable alternatives from an array of options, resulting in the most appropriate and sustainable decision.
• Working knowledge of the state specific Workers’ Compensation laws and rules and their application to the book of business.
• Working knowledge of underwriting principles and practices, risk selection and classification.
• Working knowledge of the operational policies and procedures.
• Ability to multi-task several assignments simultaneously while meeting established guidelines.
• Results-oriented with strong decision-making, analytical and problem solving skills.
• Ability to work effectively within a team environment.
• Ability to adjust priorities based on changing situations.
• Ability to communicate effectively.
• Ability to establish and maintain effective working relationships with others to achieve objectives.
• Proficient in Excel.

Ready to join our team?
At Encova Insurance, we firmly believe that our associates drive our company’s success by delivering unrivaled service to our customers.

With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating and financially rewarding opportunities.

Join us to discover a work experience where your diverse ideas will be met with enthusiasm – where you can learn and grow to your fullest potential.

What you can expect from us
Join our family of industry leaders, and let us reward you with a competitive salary, bonus and benefits package that includes but is not limited to: a 401(k), wellness programs, bonus incentive plans and flexible schedules, with an early close of the office every Friday.

Additionally, Encova aspires to be an outstanding corporate citizen in all the markets we serve; we encourage and support associate participation in community initiatives through our foundations.

Encova Insurance is an EOE/E-Verify employer.

We are providers of peace of mind
Encova Insurance is built on a simple philosophy of delivering unparalleled service to our agents, policyholders and associates.

Our dedication to service is matched only by our commitment to being a financially sound enterprise that will be there for our customers when they need us most.

Encova combines the benefits of a national company with those of a community-based brick and mortar through our Main Street values and our trusted relationship with our independent agents.

Dedicated to success
Encova stands on the quality and training of our people.

The initiative, innovation, problem-solving skills and abilities of our associates contribute to our continued growth and success.

By recruiting exceptional people, we have formed a positive work environment that will stimulate, challenge and reward you.

We recognize the individual performance of our associates with a progressive salary program and our generous benefits package that includes but is not limited to: a competitive 401(k) company match, wellness programs, bonus incentive plans and flexible schedules, with an early close of the office every Friday.