Santander Holdings USA Inc: Portfolio Analyst

The Analyst, Portfolio Management Oversight reviews, analyzes, evaluates or renders environmentally-focused and risk-based processing and reporting to reduce environmentally-related operating losses and maintain maximum protection of the organization’s assets and services.

S/he will supporting the second line of defense and recommends opportunities and proposes resolutions for improved efficiency, effectiveness, and risk minimization relative to environmental concerns associated with real estate.Conducts environmental risk evaluations and assists with policy/procedure development in an effort to limit Bank environmental liabilities associated with real estate collateralized and other loan transactions.Maintains current working knowledge of emerging federal, state, and municipal environmental issues and their impact on potential environmental liabilities associated with loan transactions.Performs special projects as requested by senior management.Manages projects to ensure timely completion of review memoranda.Assists in development of the banks environmental consultant vendor listing.Reviews environmental site assessment reports to evaluate environmental liabilities and associated adverse financial impacts on collateral value.Adjusts risk management policies, systems, and processes to solve problems or improve effectiveness within the department.Evaluates the strengths and weaknesses of existing controls and provides recommendations on opportunities for improvement.Informs employees on environmental risk policies and guidelines to build a risk aware culture and practice across the organization.Interprets and applies procedures, ensures analysis is documented and that records are maintained.Operates as a point of contact for the department by responding to internal inquiries regarding environmental policies, procedures, regulatory requirements, and project status updates.Prepares appropriate environmental review memorandum summarizing liabilities and recommending follow-up evaluationsProvides procedural guidance and support to junior analysts in the various functions of the department, and in the methods of tools of analysisResearches a wide variety of topics and issues including emerging environmental risks and trends and risk management best practices; summarizes and communicates findings with team.Reviews identified risks and liabilities; informs and recommends resolutions with business lines to mitigate risk potentialShares insight to causes of risk indicators and proposes recommendations to resolve or mitigate identified risks with team.Performs other duties and responsibilities as assigned.At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams.

We encourage everyone to apply.Bachelor’s Degree in Science or Engineering Field or equivalent field, or equivalent work experience1-3 years related environmental work experienceAbility to analyze environmental risk and provide recommendations and/or resolutions to minimize riskAbility to build and foster internal relationshipsAbility to change direction as project demand dictates.Ability to effectively and clearly communicate instructions to others, summarize and articulate issues, and document findings in a clear and concise manner.Ability to interpret, analyze and apply data/information.Ability to organize and prioritize multiple tasks to meet deadlines.Ability to stay abreast of industry best practices, procedures, and techniques.Ability to summarize, document, and communicate information in a clear and concise manner.Ability to work independently as well as collaboratively within a team environment.Demonstrated practical and theoretical knowledge of risk principles, concepts and policies.

Strong MS Office (Excel, PowerPoint, Word, Visio, and Outlook) skills.Strong organizational and time management skills.Strong problem solving and critical thinking skillsStrong quantitative capabilities and analytical skills, including an investigative mindsetStrong verbal and written communication skills.

Minimal physical effort such as sitting, standing, and walking.

Communicates in a timely and straightforward mannerProbes for additional information, clarifies assumptions and confirms agreed-upon actionsKeeps everyone involved informed about progress and issues,Communicates the importance and benefits of risk management to counterpartsDisplays natural skepticism and curiosity to question the status quo and uncover issuesAdheres to a good root cause analysis processCreates a good working environment in the team; works towards shared goals contributing ideas and accepting change Provides assistance and coaches less experienced team membersExecutes risk management process and procedures without management direction, and demonstrates awareness of expected resultsKnows the relationship and impact of actions and resultsHas an understanding of regulations impacting area supportedFollows through to meet commitments to others Takes responsibility for achieving strong results, despite balancing multiple complex demandsKnows who to reach out to inside and outside of ones team to get work doneTakes action to enhance working relationships needed to achieve seamless workflowStays current with industry and regulatory trends and emerging risk issuesHas good understanding of current market and competitive landscape that the organization operates withinUses information and data effectively to support a position and present a rational casePrimary Location:Dorchester, Massachusetts, United StatesOther Locations:Massachusetts-DorchesterOrganization:Santander Bank, N.A.