Commercial Lender

Responsibilities

Solicits business from potential and existing customers to include loans and deposits.

Takes applications and prepares documentation for commercial loan business.

Review’s customer financial condition and assesses the customer’s ability to re-pay the loan.

Makes underwriting decisions within approval authority.

Completes or directs completion of all loan documents and closes loans.

Approves loans that meet established lending criteria and are within approved lending limits.

Manages portfolio of consumer and commercial loans.

Participates in developing lending and deposit business for the company.

Provides and maintains a professional, business-like atmosphere within the banking division.

Represents the financial institution in public relations activities and community affairs.

Qualifications

Bachelor’s Degree or equivalent work experience.

A minimum of five (5) years of experience in a financial institution with extensive consumer credit experience.

Knowledge of laws and regulations applicable to lending practices.
Excellent interpersonal and customer service skills.

Maintains customer relationships and confidentiality.

Ability to multitask and handle complex tasks efficiently.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators.

To be qualified for the position, please include your Resume.