Commercial Credit Underwriter I

Job Description:

The UW is responsible for underwriting and structuring of credit

transactions.  The UW is able to underwrite credit transactions with

minimal oversight from the CO and also approves complex credit

transactions with some coaching from the CO/CCM.  The UW leads the

credit approval process with assistance from the CCM as needed for

clients without CO coverage and is an active participant with the CO in

credit approval process for complex clients/transactions. UWs may call on

credit clients and prospects in partnership or independently with the RM

and/or CO as appropriate. Provides ongoing management and primary

accountability for a portion of the monitoring and maintenance activities

on an assigned portfolio or market, including a higher composition of

complex client relationships. They monitor clients operating performance

and financial condition to proactively identify issues and opportunities.

They deliver financial, industry, economic and other analysis to facilitate

decision making, while also ensuring adherence to credit policies,

guidelines, and applicable regulatory requirements. The UW’s provide

ongoing coaching and support to other Credit Products team members.

They report to the Commercial Credit Manager (CCM) and partner

closely with COs. General qualifications include: a BS/BA degree, 5+

years of solid experience in financial analysis, structuring, underwriting

and portfolio management, strong communication and analytical/technical

skills, including financial accounting, modeling and loan structuring.

*Required Skills:  “Must” have these skills to be minimally qualified. General qualifications include: a BS/BA degree, 5+ years of solid experience in financial analysis, structuring, underwriting and portfolio management, strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.

Desired Skills: Participate with RM or CO’s to negotiate Credit Agreements & loan documents, as needed. Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)

Job Band:

H5

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Monday – Friday 8:00 AM – 5:00 PM

Referral Bonus Amount:

0 –>

Job Description:

The UW is responsible for underwriting and structuring of credit

transactions.  The UW is able to underwrite credit transactions with

minimal oversight from the CO and also approves complex credit

transactions with some coaching from the CO/CCM.  The UW leads the

credit approval process with assistance from the CCM as needed for

clients without CO coverage and is an active participant with the CO in

credit approval process for complex clients/transactions. UWs may call on

credit clients and prospects in partnership or independently with the RM

and/or CO as appropriate. Provides ongoing management and primary

accountability for a portion of the monitoring and maintenance activities

on an assigned portfolio or market, including a higher composition of

complex client relationships. They monitor clients operating performance

and financial condition to proactively identify issues and opportunities.

They deliver financial, industry, economic and other analysis to facilitate

decision making, while also ensuring adherence to credit policies,

guidelines, and applicable regulatory requirements. The UW’s provide

ongoing coaching and support to other Credit Products team members.

They report to the Commercial Credit Manager (CCM) and partner

closely with COs. General qualifications include: a BS/BA degree, 5+

years of solid experience in financial analysis, structuring, underwriting

and portfolio management, strong communication and analytical/technical

skills, including financial accounting, modeling and loan structuring.

*Required Skills:  “Must” have these skills to be minimally qualified. General qualifications include: a BS/BA degree, 5+ years of solid experience in financial analysis, structuring, underwriting and portfolio management, strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.

Desired Skills: Participate with RM or CO’s to negotiate Credit Agreements & loan documents, as needed. Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)

Job Band:

H5

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Monday – Friday 8:00 AM – 5:00 PM

Referral Bonus Amount:

0

Job Description: The UW is responsible for underwriting and structuring of credit

transactions.  The UW is able to underwrite credit transactions with

minimal oversight from the CO and also approves complex credit

transactions with some coaching from the CO/CCM.  The UW leads the

credit approval process with assistance from the CCM as needed for

clients without CO coverage and is an active participant with the CO in

credit approval process for complex clients/transactions. UWs may call on

credit clients and prospects in partnership or independently with the RM

and/or CO as appropriate. Provides ongoing management and primary

accountability for a portion of the monitoring and maintenance activities

on an assigned portfolio or market, including a higher composition of

complex client relationships. They monitor clients operating performance

and financial condition to proactively identify issues and opportunities.

They deliver financial, industry, economic and other analysis to facilitate

decision making, while also ensuring adherence to credit policies,

guidelines, and applicable regulatory requirements. The UW’s provide

ongoing coaching and support to other Credit Products team members.

They report to the Commercial Credit Manager (CCM) and partner

closely with COs. General qualifications include: a BS/BA degree, 5+

years of solid experience in financial analysis, structuring, underwriting

and portfolio management, strong communication and analytical/technical

skills, including financial accounting, modeling and loan structuring.

*Required Skills:  “Must” have these skills to be minimally qualified. General qualifications include: a BS/BA degree, 5+ years of solid experience in financial analysis, structuring, underwriting and portfolio management, strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.

Desired Skills: Participate with RM or CO’s to negotiate Credit Agreements & loan documents, as needed. Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.) Shift:

1st shift (United States of America)

Hours Per Week: 

40