Chief Risk Officer

As a key member of the Executive Management team, the Chief Risk Officer will report to the CEO and assume a strategic role in the overall management of the Company.

The CRO provides the leadership, management and vision necessary to ensure that the company has the proper risk/underwriting controls, risk management reporting procedures, and risk systems in place to effectively grow the organizations portfolio and to ensure strength and risk/underwriting efficiency.

The position accomplishes this through a respectful, constructive and energetic style, guided by the objectives of the company.

Essential Functions

• Provide day-to-day leadership and management to a service organization that mirrors the adopted mission and core values of the company. 
• Responsible for driving the company to achieve and surpass sales, profitability, cash flow and business goals and objectives.
• Responsible for the measurement and effectiveness of all processes internal and external risk / underwriting related.
• Provide timely, accurate and complete risk/underwriting reports.
• Ensure all SOPs are current with market trends and regulatory changes.
• Collaborate with the management team to develop and implement plans for the risk / underwriting systems, processes, and personnel designed to accommodate the rapid growth objectives of our organization.
• Motivate and lead a high performance management team.
• Provide mentoring as a cornerstone to the management career development program.
• Foster a success-oriented, accountable environment within the company and risk/underwriting departments.
• Represent the company with clients, investors, and business partners.
• Other duties as assigned.

Competencies

• Executive Leadership skills.
• Strategic Thinking.
• Results Driven.
• Business Acumen.
• Decision Making.
• Strong interpersonal and presentation skills, ability to communicate, collaborate, and manage well at all levels of the organization.
• Strong problem solving and creative skills and the ability to exercise sound judgment and make decisions based on accurate and timely analyses.
• High level of integrity and dependability with a strong sense of urgency and results-orientation.

Education and Experience

• BS in Accounting or Finance, MBA and/or CPA preferred.
• 10
  – 15 years of direct experience in the field, preferably in merchant services or banking industry.

Travel

30% of travel

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to talk or hear.

The employee is frequently required to stand; walk; use hands to finger, handle or feel; and reach with hands and arms.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job.

Duties, responsibilities and activities may change at any time with or without notice.