USAA: Risk Analyst Senior – Bank (Third Party Risk) (Remote Work Available)

Purpose of Job We are seeking a talented Risk Analyst Senior Bank (Third Party Risk) (Remote Work available) for either our San Antonio, TX, Plano, TX or Charlotte, NC facility.

This person may also work remotely in a 100% Remote Work Environment.Provides risk management support for a line of business or staff agency in key risk identification, measurement, monitoring, control and reporting, and the understanding and management of risk through appropriate practices and processes.

Assess and oversee enterprise and business exposures including key and emerging risks.

Monitors the risk and control environment and provides effective challenge to internal and external stakeholders to ensure that exposures are kept at acceptable levels.

Escalates and reports risks to the appropriate governance bodies.

Leads and executes complex initiatives and cross functional teams within the Chief Risk Office and across the Enterprise that drive problem resolution.

Leverages broad enterprise knowledge and/or expert knowledge of core business discipline(s), products and processesJob Requirements About USAAUSAA knows what it means to serve.

We facilitate the financial security of millions of U.S.

military members and their families.

This singular mission requires a dedication to innovative thinking at every level.USAA Careers World Class Benefits (31 seconds)Partners with key stakeholders in the business to identify, assess, aggregate and document risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and third-party operations using advanced knowledge.

Communicates results of risk assessments to governance committees, business process owners and various levels of leadership.

Implements new risk policies, practices, appetites and solutions to ensure holistic understanding and management of risks according to industry best practice.

Enhances and contributes to strategies, tools, and methodologies to measure, monitor, and report risks.

Applies advanced knowledge to utilize or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies.

Serves as a key contributor in cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events.

Formulates stress test plans for a line of business or the enterprise including the evaluation of results and framing of contingency plans in partnership with key business stakeholders.Minimum Requirements:Bachelor’s Degree in Risk Management, Business, Finance, or a related field.

4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree 6 years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area.

Or advanced degree/designation in Risk Management, Business, Finance, or other discipline relevant to risk management and 4 years of work experience in a discipline relevant to risk management.

Risk management experience in a complex institution and/or highly matrixed environment related to banking, insurance and/or financial services.

Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes.

Ability to effectively work with both internal and external partners in a highly collaborative environment.

Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include demonstrated ability to effectively make data-driven decisions.

Proactively identifies potential concerns and follows-up to resolve issues.

Advanced knowledge of Microsoft Office products including Excel and PowerPoint.

Knowledge of federal regulation 12 CFR Part 30, including Appendices A and D and with federal supervisory guidance, to include: OCC Documents: Large Bank Supervision Handbook; OCC Safety and Soundness Handbooks Internal Controls, Corporate & Risk Governance, RetailLending; and key OCC bulletins Model Risk Governance, Model Risk Management, New Products and Services Risk Management, Third Party Risk Management, Technology Risk Management, Stress Testing, and Operational Risk Federal Reserve Documents: Consolidated Supervision Framework for Large Financial Institutions; Federal Reserve Board Bank Holding Company Supervision Manual FFIEC Manuals and Handbooks to include: Banking General understanding of federal laws, rules, and regulations, to include: CRA; ECOA; FCRA; MLA; SCRA; Regulation DD; Regulation E; Regulation Z; BSA/AML; and UDAP/UDAAP Laws and Regulations for illustrative purposes.

Roles would need an understanding of all federal and state laws and regulatory guidance applicable to the organization and responsibilities of the role.Preferred Experience:4 years of experience in a technical discipline (e.G.

third-party risk, vendor management) Understanding of BSA/AML and OFAC regulations, regulatory expectations and industry leading practices.

Knowledge of the financial services sector, particularly with the competitive dynamics and products in retail banking and risk management Advanced understanding of the regulatory environment and how the risks of the products and services the bank offers are viewed by the Second Line of Defense and regulators.

Ability to build credibility with, collaborate with, and influence line of business executivesCompensation:USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive.

You are paid within the salary range based on your experience and market position.

The salary range for this position is: $88,200 $158,900*(this does not include geographic differential it may be applied based on your work location)Employees may be eligible for pay incentives based on overall corporate and individual performance or at the discretion of the USAA Board of Directors.*Geographical Differential: Geographic pay differential is additional pay provided to eligible employees working in locations where market pay levels are above the national average.Shift premium: will be addressed on an individual basis for applicable roles that are consistently scheduled for non-core hours.Benefits:At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness.

These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs.

Additionally, our career path planning and continuing education assists employees with their professional goals.Please click on the link below for more details.USAA Total RewardsRelocation assistance is not available for this position.