Senior Underwriter

SOS Capital SOS Capital is an alternative finance provider dedicated to helping small businesses grow through fast and flexible financing solutions.

We are a direct funder/lender for businesses seeking $10-$1mm across a wide and evolving array of industries throughout the country.

Launched in 2014, SOS Capital utilizes industry leading technology to build and continuously adapt our innovative applicant analysis process.

We continue to build lasting partnerships through transparent practices, great terms, and right-sized funding amounts.

For more information, visit https://www.soscapital.com/.

The Role SOS Capital has an immediate opening for a bright, hard-working individual to join our Underwriting team.

The ideal candidate will have had experience in the Alternative Finance industry and a genuine interest in evolving credit analysis.

The candidate will have the opportunity to be an integral part of a growing team in a fast-paced, work environment.

Core Responsibilities Perform due diligence on eligible deals, (e.g., valuation, credit review, financial document review, merchant research, risk assessment, review site inspections, etc.) Conduct merchant interviews Collaborate with Processing department to finalize contracts and interface with external partners Collaborate with Business Development department to negotiate terms with key external business partnerships Present pricing, stipulations, and terms within SOS Capital risk parameters for eligible deals; communicate funding offers to ISOs and/or merchants Serve as a resource to junior underwriters regarding bank review, due diligence, stipulations, requirements, and pricing Perform renewal outreach for eligible deals Key Requirements 2 – 4 years of underwriting experience in alternative financing (MCA, Term Loans) Degree from a four-year university, preferably in Economics, Finance, Accounting, or a related degree.

Excellent valuation, modeling, and Excel skills What We Value Highly motivated, entrepreneurial, and team-oriented candidates with strong accounting, finance, modeling, and problem-solving skills Strong combination of organization and interpersonal/communication skills Keen interest in financial markets and good commercial instincts SOS Capital is proud to be an Equal Opportunity Employer, and we encourage people from underrepresented backgrounds to apply.

We do not discriminate based upon race, religion, color, national origin, genetic history, marital status, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, veteran status, disability, or other applicable legally protected characteristics.