Santander Holdings USA Inc
Universal Banker, East Ferry, Newark, NJ-2002947 DescriptionAs a member of Santander’s retail banking division you’ll help serve Santander’s retail and small business customers as part of one of the top banks in the United States based on deposits.
With principal presence in the northeast U.S., Santander’s retail division offers consumer and lending products to help our customers reach their financial goals.
Santander currently serves nearly 2 million retail customers and 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank.The Specialist, Universal Banker supports Santander’s retail banking division by serving our retail and small business clients.
S/he is responsible for total customer satisfaction by meeting all the financial needs of a customer including product offerings, servicing, and through processing of routine teller/banking transactions.
In addition, the Universal Banker recommends appropriate solutions to meet customer needs and provides excellent customer service including referrals to a specialist who can assist in meeting specific Banking needsResponsibilitiesAs one of the primary customer contact positions in a Santander branch, assists in maintaining customer relationships by identifying and understanding his or her financial needsDevelops and deepens customer relationships by demonstrating ownership and resolving customer problems efficiently, and by turning servicing requests and routine transactions into sales opportunitiesEnsures error free and accurate completion of all customer requests including: account openings, loan applications, servicing requests, and routine bank transactionsFollows compliance and security procedures, and balances cash drawer within balancing guidelinesIdentifies the financial needs of the customer at the transaction window and the platform deskEducates and engages customers in conversations regarding their current and future financial needsPromotes and cross sells products and services based on customer need: effectively utilizing sales, customer profiling and customer service skills to make contributions toward individual and branch goalsWhen needed, and as dictated by branch volume, processes routine customer banking (teller) transactions QualificationsAssociate’s Degree; in business or equivalent field or equivalent work experience0-3 years customer service experience0-3 years of experience in a sales/referral position or in a goal or incentive-based environmentAt least 6 months cash handling experienceAbility to generate new business by outbound calling, generating referrals, and by reaching out to the local communityAbility to juggle multiple priorities with clear direction from supervisionAttention to detail, problem solving, and the ability to be pro-activeEffective in operating in a structured environment by independently following prescribed daily sales routinesKnowledge of bank products & servicesSkilled in engaging customers/prospects in a sales conversation and optimizing sales opportunitiesStrong ability to comply with policies and proceduresStrong computer knowledge and Windows skills requiredStrong customer service skillsStrong interpersonal, communication, and organizational skillsStrong sales skillsMinimal physical effort such as sitting, standing, and walkingDefines issues accurately and identifies the critical componentsDemonstrates the organizations customer service standardsDisplays a can-do attitude and willingness to learnProactively clarifies ones tasks and responsibilitiesHas basic understanding of organizations flagship products and servicesCan identify the risk return of products and servicesMaintains professional behavior at all times in representing the companyDoes all routine work accurately and on-time; is aware of own impact on othersOpenly and proactively shares informationUnderstands the central role the risk management function plays in the organization environmentLearns to identify and flag items non-compliant with regulationsWorks effectively in team settingsShows appreciation for others’ help and lends a hand when needed to complete shared tasksAt Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams.
We actively encourage everyone to apply.
Job:Relationship ManagementPrimary Location:New Jersey-Newark-290 Ferry Street 02218 East Ferry BranchOrganization:Consumer & Business Banking (1001)Schedule:Full-time Job Posting:Oct 13, 2020, 11:18:57 PM